Hello friends and family.
Are you in need of a credit card? That’s a serious question. Because if the answer is yes, I have an offer for you. It’s not a fabulous offer, but it’s OK.
So, here’s the deal: my main card is the American Express Blue Cash Back. I got an email that offers me $25 if I refer someone else to the card, as well as giving the new applicant a $25 credit as well after their first purchase.
So, if you are looking for a new credit card (or an extra one), let me give a brief overview of the card itself:
- It’s a cash back card. Initially, it’s 0.5% on all purchases with 1% back on “everyday” purchases such as gas and groceries. After $6,500 on purchases within 12 months, those get bumped up to 1.25% and 5% respectively.
- It’s an American Express card, so it won’t be accepted as many places as Visa or Mastercard.
- I personally have always had pretty good customer service from the company, including my recent Xbox 360 extended warranty. They’ve also responded pretty well when any potential fraud charges showed up.
So, no pressure. I’m not even completely aware of what the APRs are like because I don’t carry a balance on the card from month to month. I also realize that in this economic climate, another credit card might be the last thing you need. But – if you’re looking for a decent cash back card and wouldn’t mind a $25 credit to go with it, shoot me a quick email (or comment) and I’ll send you a referral.